Mask Group 182.png

OPEN BANKING TO RENOVATE THE CREDIT ORIGINATION PROCESS

Faster. More precisely. Fairer offers.

What are the benefits for credit institutions?

Group 16991.png

THE PROBLEM

Reliable and accurate information is the essence of any credit process. Without it, the assessment of borrowers is more than a gamble.

Group 21172.png

THE SOLUTION

The lending cycle can become entirely digital.
With existing technologies and PSD2 in the EU, any lender can simplify and speed up the lending process.

PRODUCTS AND BENEFITS

In the first place, the risks associated with outdated or incorrect information are reduced.
You get access to the current financial information of the borrower in seconds.
You receive evidence from a trusted source of income (salary, fees, rents, etc.).
You can easily and accurately set limits.

Borrowers will no longer be forced to go through time-consuming procedures - to go to an office to provide their bank statements, identity documents, official income notes from an employer and more.

Lenders can now see the financial situation in minutes, from a distance.
Digitization comes with the optimization of many operational processes and as a result leads to faster creation of fairer offers.


 

Rectangle 3018.png
Group 21151.png
Reduced costs
Rectangle 3018.png
noun_integration_3965224.png
Seamless integration
Rectangle 3018.png
noun_on time_3698300.png
Real-time payments
Rectangle 3018.png
noun_fraud_3111000.png
Reduce online fraud
Rectangle 3018.png
noun_digital_3092040.png
Fully digital experience
Rectangle 3018.png
Group 21169.png
Direct checkout
Rectangle 3018.png
noun_report_413990.png
Improved reporting
Намалени разходи
Rectangle 3018.png
noun_decline_2401315.png
No fees for unsuccessful and failed transactions

THEY TRUSTED OUR SOLUTION

Ellipse 1127.png
Ellipse 1126.png
Path 31133.png
The IRIS Solutions team enlightens with its innovative and bold ideas, which easily transforms into working solutions with ambition and enthusiasm. With their help we opened new horizons for the development of our business and an opportunities to offer our clients new services.
Dean Vasilev
CEO Moite pari

To play, press and hold the enter key. To stop, release the enter key.