Open banking simply means that banks will share customers' financial information electronically and securely with trusted third parties when the account holder agrees. This will allow consumers to use their banking applications to make verified payments directly to merchants in real time.
To date, much of the discussion about Open Banking is focused on the benefits of information account services for consumers, third parties and banks. Account information services provide the user with a consolidated view of all their financial products.
via IRISPay by click for online stores via IRISPay by link by sending a payment link via IRISPay QR code for physical stores
IRISPAY BY CLICK
Iris Solutions provides a solution that you can easily integrate into your website and allow your customers to pay directly from their bank account in the following three steps:
1.Integrate IRISPay into the cart on your page with the "Pay directly from bank account" button
2.Your client will choose the bank and the account from which to confirmthe payment
You communicate with your customers through various communication channels, such as e-mail, SMS, Viber, Messenger, you can easily with a few clicks allow your customers to pay directly from your bank account in the following three steps:
1.Enter the payment parameters - value, reason, description, validityand others.
2.Generate a link and send it to the client on the selected channel
3.Automatic confirmation of payment
IRISPAY QR CODE
You have your own wallet or you want an alternative method of payment at the cash desk of your store, you have the opportunity to allow your customers to pay directly from their bank account in the following three steps:
1.Integrate IRISPay into your corporate wallet and generate a payment QR code
2.The customer will scan the payment QR code with his wallet
3.Wait for the payment to be confirmed by the customer's bank